Your Citi® Dividend Platinum Select® Card for College Students can help. In addition to earning a full 2% cash back on eligible purchases at supermarkets, drugstores, gas stations, convenience stores and utilities including cable, you’ll earn 1% cash back on all other purchases everywhere else you use your MasterCard® credit card**.What's more, you'll
now earn 1% cash back on cash advances taken at the standard cashadvance rate, plus you'll earn $5 cash back on all individual balance transfer transactions of $1,500 or more**.Your new card also comes with free credit education tips and tools to help you control your spending every step of the way — all this plus no annual fee.
I looked at Visa options, and they look almost all the same. I don't know what to look for in a credit card, though. Most of the benefits seemed pretty irrelevant to me. And is it okay to get a credit card not through your bank? Since I'm not a Canadian, I don't qualify to get a credit card with my bank, ScotiaBank, which uses Visa.
Advice?
Edit: Further frustrations. I mentioned that I can't get a credit card in Canada, because I need permanent residency to do that. Well, I can't get a credit card in the states either. In order to get one with no previous credit history, it has to be a student card. In order to get a student card in the states, my school has to be in the states. So what can I do? Get a regular credit card with a cosigner? Grrrrr.
